Channaveerayya

Dr. Channaveerayya Hiremath holds a Ph.D. from the Central University of Karnataka in Commerce. His research focuses on financial literacy, digital payments, and economic resilience. He has published extensively in UGC-Care and Web of Science-listed journals and presented papers at international conferences. Dr. Hiremath is a recipient of the ICSSR Doctoral Fellowship and also has interned with the Reserve Bank of India.