Jins Varkey is working as Assistant Professor in the Department of Economics, St.Aloysius College, Thrissur, Kerala. He has been doing research in different dimensions of inclusive growth and development with special emphasize on marginalized people. He has received UGC Junior Research Fellowhip and a member of FLAIR programme of Government of Kerala. He is a part of an exchange of information on unbanked with Financial Stability Oversight Council of US Treasury Department.